The high-performance Android finance app built for speed, clarity, and control. Track personal spending, level up your financial gamer XP, and split group expenses with zero awkward math.
Every tool you need to take control of your financial destiny, whether you're traveling the world or splitting rent with flatmates.
Transactions write instantly to your phone's local SQLite Room database. No network delay, zero waiting spinners. When online, background workers quietly sync everything.
Create collaborative ledgers for roommates, couples, vacations, or projects. Members join with a 9-character code and everyone sees the verified shared ledger in real time.
Set spending ceilings per category (Food & Dining, Housing, Transportation, Entertainment) or manage a single unified budget. Automatic warnings notify you before you overspend.
Build healthy savings habits. Track target completion dates, log deposits, and celebrate streaks on your interactive daily activity heatmap.
Traveling abroad? Log your coffee in EUR, your train in JPY, and let XPense Manager convert and log them to your home currency with live cached rates.
Link your phone and tablet securely. View all active logged-in sessions and remotely revoke any device with a single tap from your settings.
From your first coffee of the day to a multi-city group roadtrip settlement — organized in three intuitive steps.
Define your primary currency, set flexible spending caps on categories like Food, Utilities, or Lifestyle, and establish your target savings goals.
Record transactions on the go in milliseconds. Tag payment modes, add notes, and attach categories. Even in underground subways or on airplanes, your log is never blocked.
Share a workspace with friends. One tap calculates who owes whom with mathematical precision. Propose changes, vote as a group, and record settlements instantly.
Turn financial discipline into an achievement quest. Earn XP for every transaction, daily check-in streak, budget maintained, and savings milestone reached.
Unlock unique profile cosmetics like the Century Spender, Goal Crusher, and VIP Founder Badge.
Consistent logging multiplies your daily XP rewards and cements positive money habits that last a lifetime.
Compare traditional manual expense management against the modern XPense Manager experience.
| Capability | Old Spreadsheets / Chats | XPense Manager |
|---|---|---|
| Offline Logging Speed | Slow, broken formulas, requires internet connection | Instant zero-latency local SQLite database |
| Group Bill Calculations | Messy group chats & manual calculations | Automated 1-tap debt simplification ledger |
| Multi-Currency Conversion | Manually checking exchange rates and calculating | 160+ real-time rates converted automatically |
| Budget Tracking & Alerts | Static columns; easily forgotten | Dynamic category thresholds & smart notifications |
| Device Continuity | File version conflicts across multiple people | Encrypted multi-device sync with remote session kill |
Start free forever. Upgrade securely through Google Play whenever your financial ambitions expand.
Everything you need to master your personal money & split bills.
For power users who want higher limits, multi-device sync, and zero ads.
The ultimate VIP experience with maximum limits, priority sync, and crowns.
Everything you need to know about XPense Manager, privacy, and account management.
Yes, 100%. All personal transactions, category edits, and goals are saved immediately to your phone's local SQLite database. The moment your device reconnects to Wi-Fi or cellular data, our background sync scheduler safely updates your cloud backup.
Never. Your personal finances, individual budgets, and private savings goals are strictly private and visible only on your authenticated account. Only expenses you explicitly assign to a shared workspace are visible to members of that specific group.
You can create a workspace (e.g. "Flat 402" or "Manali Roadtrip") and share a 9-character invite code. Anyone in the workspace can log shared expenses. When you tap "Settle Up", the algorithm calculates the exact minimum debt transfers required so everyone gets reimbursed without confusion.
As you log your daily expenses, complete budget cycles under budget, hit savings goal streaks, and maintain daily app logins, you earn XP. XP levels up your profile from Level 1 (Finance Scout) to Level 10 (Financial Legend) and unlocks exclusive badge perks.
No. We operate under strict privacy-first principles. We do not sell your personal or financial records to data brokers, advertising networks, or third parties.
All in-app purchases and tier upgrades are processed through official Google Play In-App Billing. You can manage or cancel your subscription at any time directly in the Google Play Store under "Payments & subscriptions".
Yes. Supported tiers allow instant one-tap export of clean CSV and PDF statement reports, filtered by date range or specific category.
Join thousands of smart individuals tracking smarter, saving faster, and splitting fairer with XPense Manager.
Download on Google Play